to me insurance is little more then legalized racketeering
You should look at the UK car insurance market. It's sexist (guys pay twice the amount women pay), irrelevant of experience. you'd think at 24, with no conviction, motoring offences or ANYTHING wrong, ever, it wouldn't be 3000 pounds for a very used 1.4 litre diesel. But it is. And, btw, if you pay your 3/4 grand of insurance a year for full cover and get hit by an uninsured driver, you're fucked!
Solution: Instead of paying for expensive insurance, buy an expensive second hand car. For two years of insurance on a tiny diesel, you can buy a 3 year old bmw 7 series v12. These cost an enormous amount of money to insure though even just for third party (I wonder why). Solution: insure it somewhere else. Create a bogus company at your nan's house in france, use local insurance to have the car insured for an executive employee (yourself), oh and register the car there too. French plates are like german ones. British police computers are incapable of reading them. Could be handy. For it to remain completely legal, you need to make a trip there every now and then, use the opportunity to go to luxembourg, pack 3 Kg of tobacco (EU limit), resell it to the neighbours to finance your trip (same thing is worth 5 times more here).
There's no way to better say "fuck you" to a bunch of politicians, their insurance scams, their inflation, and their fucking gay agenda that wants to screw your bum round every corner.
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